Sirach 29:6-10

{29:6} But at the time of repayment, they will ask for more time, and they will speak annoying and complaining words, and they will make excuses for the time.
{29:7} Then, if he is able to repay, he will turn away. He will pay barely one half, and he will consider it as if he had found it.
{29:8} But if not, then he will defraud him of his money, and he will have him as an enemy without cause.
{29:9} And he will repay him with accusations and curses, and he will repay him with contempt, instead of with honor and kindness.
{29:10} Many have refused to lend, not because of wickedness, but because they were afraid to be defrauded without cause.

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Sirach 29:1-5